For home buyers in India

Every rupee of your home, in one private ledger

Track builder slabs, stamp duty, GST, loan fees, EMIs and interiors across every property you're buying. See when your home loan can close, and how to close it sooner.

Free to use. Sign in with Google. Encrypted on your device before it's saved.

Home loan Sample figures
Loan amount
₹60,00,000
Interest rate
8.50%
EMI over 20 years
₹52,069
Extra paid each month
₹10,000
EMI only 20 yr · ₹64.97 L interest
With ₹10,000 extra 13 yr 8 mo · ₹41.51 L

Closes 6 yr 4 mo sooner and saves ₹23.46 L in interest.

Open the full calculator

Built for how property is actually paid for

Builder demands, government charges, bank disbursements and your own money, all in one place.

35

Indian payment types

Booking amount, slabs, GST, stamp duty, registration, TDS (26QB), floor rise, parking, society formation and more, in 8 groups. Add your own.

%

Builder schedule

Slabs as a share of agreement value or fixed amounts. Upcoming, due and paid, and record a slab payment in one step.

4

Loan approaches compared

Rate changes, EMI step-ups, extra EMIs, monthly extras and yearly lump sums, with recommendations worked out from your own figures.

FY

Financial-year view

Interest and principal by financial year, own money versus bank money each month, and budget meters per project.

Your figures stay yours

Everything you enter is encrypted on your device before it's sent to the server. We can't read your amounts, names or notes, and neither can anyone who gets into our servers.

Read the privacy notice

  • A data key is created on your device and never leaves it in readable form.
  • Unlock with a passkey (fingerprint or face), a device PIN, or your recovery code.
  • Every record is sealed with AES-256-GCM.
  • No ads, no analytics, no third-party scripts beyond Google sign-in.

Start with the project you're paying for now

Add a flat, house, plot or renovation, enter what you've paid so far, and see the whole picture.

Open your ledger